Real College Student Budget
It’s easier than ever for today for college students to be flat broke. With tuition climbing at Universities nationally and students unable to get all of the money they need from student loans, an increasing need for students to have access to technology, many college students don’t have much left over every month. Only 43 percent of university students earn around $757 a month from jobs and their parents.
Read MoreSmarter Snacking Options at the Indiana State Fair – Infographic
For many Indiana University students the Indiana State Fair is an event many students look forward to every year. Not only are the attractions great but the food, oh the food, is on the minds of many students. From fried twinkies, giant turkey legs to funnel cakes, these delicious but unhealthy snacks are a guilty pleasure many students will find hard to resist. But, as good as it is, we encourage Indiana college students to try and go the healthier route this year. To help students choose those healthier snacking options, Indiana University Health created this healthier snack option guide.
Read MoreOutsmart Your College Debt with Help of Student Loan Consolidation
Handling the costs of education can be a daunting task as the costs are high enough. Thus, in order to do higher studies, you might have taken out student or education loans. Now, if you are facing problems in making loan payments against the education loans, you can try to pay off the loans through debt consolidation. Debt consolidation helps in consolidating your educational loans, thereby reducing the interest rate and the number of debts that you have. However, you should know that federal education loans and private loans cannot be consolidated at the same time.
Consolidating the student loans
If you as a borrower have mix of loans, you can consolidate the federal education loans separately with private ones.
In case of the federal student loans, both the students and the parents can consolidate the education loans. There are actually various options through which you can consolidate the federal student loans. But, the married students cannot consolidate the federal loans together. The students are allowed to opt for debt consolidation after the degree gets over or after the deferment period ends.
Read MoreCost of supporting a Nations Health Care
The cost of healthcare is skyrocketing at a rate many salaries simply can’t keep up with. Nearly half of all insured Americans are dependent on their employer for healthcare benefits. As the cost grows, more people are being priced out of insurance policies and more than 14 percent of Americans are not insured at all. They’ll have to pick up the tab to see a doctor.
Read MoreCan You Pay For College?
Alright parents, you have done your job and your child has been accepted to college. Now you just have to figure out if you can afford it. I’m sure your house isn’t worth what it once was and I bet that portfolio isn’t looking too healthy these days. You don’t want your child to graduate with more debt than they could ever pay off but you don’t want to threaten your own retirement either. So we’ve put together a few tips to help keep that dream of higher education from turning into a nightmare.
Read MoreEducation Reconciliation Act Ends Banks’ Role as Middlemen to Student Loans
The Health Care and Education Reconciliation Act of 2010 (H.R. 4872) is a reconciliation bill passed to make changes to the Patient Protection and Affordable Care Act. It was signed into law by President Barack Obama on March 30, 2010. The bill also includes the Student Aid and Fiscal Responsibility Act, which was attached as a rider.
Read MoreTax-FA Time? Taxes Are Done, Now File Your FAFSA.
April Fifteenth, a date we all love to hate, even though a large portion of American tax payers get a refund each year, because lets face it, who really likes spending their previous time gathering documents? We have more important things to do like PWNing kids on Xbox live. Anyhow, getting your tax documents together is no fun and no one likes doing, expect maybe your dad, but since you’re like required by law to file your taxes and stuff, why not knock out updating your FAFSA at the same time.
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